Choose a Certified Financial Planner

More often than not, people have a hard time managing their finances. For this reason, they may want to see what a financial planning service can do for them. These services aim to primarily monitor and assess the financial status of their clients. Also, these services educate clients about the essential steps that they need to take in order for them to ensure their financial security. Moreover, these services give advice on how to save up wisely to pay off debts,make investments, and save money.

You might be wondering about the cost of hiring a financial planner. Actually, it depends on your particular agreement with your planner. Some may have a fixed-rate, while others work on a commission basis that they get from the products that they sell to their clients and investment profits. It is important that you clarify how much you can afford to pay upfront so you can avoid getting into a situation that is more than you can afford.

When the time comes that you have decided to seek service from a financial planner, you have to make sure that you deal with a qualified one. Be sure to choose someone who passed the Certified Financial Planner (CFP) certification exam and has managed to complete the comprehensive training programs. You would want someone who you can trust with your financial issues, no matter how simple or complicated your finances might be.

These planners should be well-knowledgeable in estate planning, investment planning, insurance planning, retirement planning, and financial planning. Also, you want someone who will be able to guide you on the right track and someone who has enough experience to answer your questions. Moreover, it would be better to find someone who has managed to get expertise from long years of service. If you hire a certified planner, you can be assured that you are in good hands.

Anyone can ask for financial planning services whenever they want to so long as they have the capability to pay for it. People have different reasons for seeking such service. Some, who have huge amount of money, are looking for ways they can invest their fortune so as risks can be avoided. Others, however, are concerned with their children's college plan. Also, those who are clueless on how to pay off debts may find that a financial planning service can help them get out of debt. Also, some people want help in preparing for their retirement so they will be ready for the future.

On the other hand, if you do not have much extra money and only want simple tips about saving, maybe you could just refer to the online advice and information that you can get access to anytime. Important and effective tips that will help you budget and save are easily available online. Also, there are free online tools (software, worksheets, and calculators) as well that will help you manage your money and expenses.

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Financial services loses its appetite for recruitment

Recruitment: The financial services industry is slowly losing its recruitment drive as economic and regulatory uncertainties linger. However, while some find it difficult to grow, others seem to be rapidly increasing headcount, writes Andrew Tsanadis.

Financial planning law could cost 35,000 jobs

Industry groups cry foul over changes for financial advisers. 24 Jan 2012 3:55 AM

CEDC employee appointed to Planning Board

At the Greenport Town Board meeting Feb. 1, pending and vacant appointments were finally filled, but there was one appointment made that has been questioned by a board member as a possible conflict of interest — the appointment of Edward Stiffler to the Planning Board.

Fidelity® Releases Quarterly Snapshot on 401(k)s Showing Average Savings Inched Higher in 2011

Fidelity Investments® today released its latest data1 on 401 savings and behaviors which showed that the average employee contribution rose slightly in 2011 to $5,750, up from $5,680 a year ago, as participants on average continued to save more than 8 percent2 of their annual salaries.